| 1 | Interest Rate | Current home loan interest rate + 1% |
| 2 | Limit | Maximum-10 Lakh |
| 3 | stratified term | Maximum-10 Years |
| 4 | Top up loan reason | Home renovation, Vehicle purchase, Education expenses, Medical expenses, Son/Daughter marriage function, Overdue cash credit card payment, Business loan, etc. |
| 5 | Loan Eligibility | To determine the eligibility of the top up borrower, the current valuation of the borrower’s property, current income of the borrower, repayment capacity of the borrower, etc. should be taken into consideration. |
| 6 | Other expected expenses | Processing fee, search fee, Assessment fee, Insurance premium, Stamp duty, Registration fee, etc. expenses will have paid by the applicant |
Other conditions:
1. Before availing the loan, the applicant has fulfilled the responsibility of 20% of the amount should.
2. The value of the immovable property arising out of the said loan should be insured against fire and other perils and the insurance policy should be sold to the bank or the insurance policy should be taken in the joint name of the bank and the borrower.The responsibility of the borrower is that the insurance policy should be continuously renewed and submitted to the bank till the loan of the bank and the borrower should give the guarantee letter to the bank.
Immediate Payment Service is an interbank electronic instant mobile money transfer service through mobile phones. Our IMPS service helps you access your Bank Account and transfer funds instantly. The beneficiary account is credited immediately when a Fund Transfer request is made through your Mobile phone is an interbank electronic instant mobile money transfer service through mobile phones. Our IMPS service helps you access your Bank Account and transfer funds instantly. The beneficiary account is credited immediately when a Fund Transfer request is made through your Mobile phone ccount and transfer funds instantly.
| Number Of Branches | 17 |
| Number Of ATM | 17 |
| Branch Name | Branch Code | Branch Address | Contact Number |
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| ATM Name | ATM Address |
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So instead of keeping that gold jewellery, coins, bars or biscuits lying ideal in your locker, you sure could use them to meet those cash contingencies.
