PDCC Bank Interest Rates

Loan Interest Rates

Long Term Loan

Interest Rates

Sr.No Loan Type Society Level
1 Upsa jalchinan, Poultry, Sheep, Buff low Rearing 10.00%
2 Grape Farm, Rose (Composite Farm) Fruit Farm, Anjeer Plantation 10.00%

Medium Term Loan

Interest Rates

Sr.No Loan Type Society Level Bank Direct Finance
1 Tractor, Trailer, Harvester Purchase 10.00% 11.00%
2 Jeep/Car/Tempo/Mini Truck 10.00% 11.00%
3 Sidbi Loan(Vehicle loan through development working society) 10.00% 11.00%
4 Farm House 10.00% 11.00%
5 Household gas  10.00% 11.00%
6 Well Repair 10.00% 11.00%
7 Land Repair/Development 10.00% 11.00%
8 Oil Engine/Electric Motor  10.00% 11.00%
9 Sub Mercible Pump/Borwell 10.00% 11.00%
10 Pipeline 10.00% 11.00%
11 Bullock/Bullock Cart 10.00% 11.00%
12 Gobar Gas 10.00% 11.00%
13 Threshing Machine 10.00% 11.00%
14 Upsa Jalsinchan/Solar Energy Agri Pump 10.00% 11.00%
15 Sugar Factory / Spinning Mill / Share Purchase 10.00% 11.00%
16 J.C.B./ Poklan 10.00% 11.00%
17 Rural Agri Tourism 10.00% 11.00%
18 Caw Husbandry/Buffalo Husbandry 10.00% 11.00%
19 I.R.D.P./S.G.S.Y.Direct 10.00% 11.00%
20 Silk Industry 10.00% 11.00%
21 Onion Storage 10.00% 11.00%
22 Drip and Sprinkler irrigation 10.00% 11.00%
23 Latrine Direct 10.00% 11.00%
24 Two Wheeler  10.00% 11.00%
25 PC Purchase(Society) 10.00% 11.00%
26 Earthworm Fertilizer(Society) 10.00% 11.00%
27 Rural Godam Scheme(Society) 10.00% 11.00%
28 Office Construction Scheme(Society) 10.00% 11.00%
29 On Receipt of Godam 10.00% 11.00%
30 Animal Herd 10.00% 11.00%
31 Subabul Plantation 10.00% 11.00%
32 Karale Mandap 10.00% 11.00%
33 Nilgari Tree Plantation 10.00% 11.00%
34 Spry Pump 10.00% 11.00%
35 Milk Society Milk Tester & Computer Weighing 10.00% 11.00%
36 Milking Machine / Machine to remove Waste 10.00% 11.00%
37 Sheep Rearing / Varah Palan 10.00% 11.00%
38 Project Finance (Agri & Other) 10.00% 11.00%
39 Self Employment / Unemployed 10.00% 11.00%
40 Poultry (Contract Farming) 10.00% 11.00%
41 Green / Poly House 10.00% 11.00%
42 Grape Farm (Water Purchase) 10.00% 11.00%
43 Farm Land Purchase 10.00% 11.00%
44 Environment control EC Poultry shed 10.00% 11.00%
45 Gavran Bird Poultry 10.00% 11.00%
46 M.T.Fisheries 10.00% 11.00%
47 Nursery 10.00% 11.00%
48 Layer Poultry 10.00% 11.00%
49 Poultry(Composite Project) 10.00% 11.00%
50 SolarPum /Material 10.00% 11.00%
51 Bandista Goat Farming 10.00% 11.00%
52 Dragon Fruit 10.00% 11.00%

Short term Loan

Interest Rates

Sr.No Loan Type Bank Level Society Level
1

Big Landholder Member

(Up to Rs.3 Lacks)

(Above Rs.3 Lacks)

4.00%

4.00%

8.00%

6.00%

6.00%

11.00%

2

Small Landholder Member

(Up to Rs.3 Lacks)

(Above Rs.3 Lacks)

4.00%

4.00%

8.00%

6.00%

6.00%

11.00%

3 Overdue Interest 8% + 1% penalty 11% + 1% penalty
4 Overdue Interest above Rs.3.00 lac loan 8% + 1% penalty 11% + 1% penalty

Non Agriculture Loan


A) Non-Agri Loan

Sr.No Loan Type Interest
1 Cash Credit Individual 10.50%
2 H.P Vehicle Commercial 10.50%
3 Individual Housing Loan 08.50%
4 Education Loan 10.50%
5 Hire Purchase 10.00%
6 Cash Credit(Traders) 10.50%
7 Gold Ornaments 09.50%
9 M.T Non Farm Sector 10.50%
10 Industrial Term Loan 10.50%
11 Industrial Cash Credit 10.50%
12 Joint Liability Group 10.00%
14 Self Help Group 08.50%
15 Personal Emergency Loan 12.00%
16 I.R INDL.Overdraft Against Salary 10.00%
17 Individual Shubhyatra Tour Loan 10.00%
18 Salary Earners  Society(Term Loan) 10.50%
19 INT.REC.Salary Earner Cash Credit 10.00%
20 Transport Society Clean Cash Credit 10.00%
21 Urban Banks Cash Credit 10.00%
22 INT.REC.Urban Thrift 10.00%
23 Industrial Hypothecation 10.00%
24 Clean/Vina Gahan(Labour Society) 10.00%
25 S.T Marketing(Vina Gahan) 10.00%
26 S.T Hypothecation(Marketing society) 10.00%
27 Other Clean Credit Society 10.00%
28 M.T Artisan 10.00%
29 House Repair and Renewation Loans 10.50%

B) Cash Credit Loan For Agriculture & Non-Agriculture Societies

Sr.No Loan Type Interest
1 Clean 12.50%
2 Hypothecation 12.00%
3 Pledge 11.50%
4 Term Loan 12.00%
5 Bill Finance 12.00%

C) Sugar Factories/Processing Units

Sr.No Loan Type Interest
1 Pledge 10.00%
2 Hypothecation(sugar factories) 12.00%
3 Clean(sugar factories) 12.50%
4 Medium Term Loan 10.00%
5 Long Term Loan 10.00%

 

C) Non-Farm Sector

Sr.No Loan Type Interest
1 General Loans  
  I)Upto 2.00 Lakh 10.00%
  II)Above 2.00 Lakh 10.00%
2 Loan for Educated Unemployed 10.00%
3 Agro Clinic 10.00%

 

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